Security


Released on: March 12, 2010, 7:35 am
Author: Experian Payments
Industry: Financial

Experian, the global information services company, has announced that it has partnered with HypoVereinsbank (HVB), one of the largest commercial banks in Germany, to provide the bank and its corporate customers with a data validation and conversion service to aid compliance with the latest SEPA (Single Euro Payment Area) standards. HVB is part of the UniCredit Group, the 10th largest European financial institution.

To make payments to and from all 31 countries participating in the SEPA scheme, banks and their corporate customers must supply a valid IBAN (International Bank Account Number) and BIC (Bank Identifier Code). Currently, the data held by HVB’s customers is in a domestic format and will need converting to the new, SEPA-compliant format.

Experian will check, validate and convert existing domestic BBANs (Basic Bank Account Numbers) to the required BIC and IBAN standard in bulk. This will enable HVB’s customers to avoid rejection or failed payments, thereby reducing transaction costs and improving straight through processing of payment instructions. In addition, the bank’s customers will also be able to identify invalid records that require further or correct information to be obtained or verified, including invalid account numbers and closed bank branches.

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